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Investment Types

Canadian and U.S. Equities

Any stocks, preferred shares, ETFs, trust units, ADRs, warrants, rights, etc. available on North American* exchanges.

*With the exception of Pink Sheets and OTCBB (Over-the-Counter Bulletin Board) traded securities, which are not tradable.

Options

North American equity and index options.

New Issues

Initial public offerings (IPOs) and secondary offerings, including common stocks, preferred stocks, income trusts, fixed income products and equity-linked notes.

See a list of available new issues at our IPO Center and subscribe to our new issues mailing list for instant notification of new deals by email.

Mutual Funds

Desjardins Online Brokerage offers several Canadian mutual funds to choose from, commission free! Minimum initial and subsequent purchases are $1,000, unless otherwise specified by the fund family.

Fund families Symbol Phone Internet
Desjardins Funds DJT Included Included
Bank of Montreal GGF Included Included
Beutel Goodman BTG Included Included
Blackrock BLK Included Included
BMG Management Services Inc. BMG Included Included
Bridgehouse Asset Managers BIP Included Included
Caldwell Investment Management Ltd. CWF Included Included
Capital Group Funds CIF Included Included
Cote 100 Funds COT Included Not included
Ferique Fund Management FER Included Not included
Canoe Financial LP GOC Included Included
Invesco Canada AIM Included Included
Mackenzie Investments MFC Included Included
Manulife Investments MMF Included Included
Mawer Investment Management Ltd MAW Included Included
Ninepoint Partners NPP Inclus Inclus
PenderFund Capital Management Ltd. PGF Included Included
Purpose Investments PFC Included Included
RBC Global Asset Management RBF Included Included
TD Asset Management TDB Included Included

Exceptions

Buying or selling a fund:
Desjardins Online Brokerage charges a commission of $32 (Internet trade) or $45 (representative-assisted trade) in these situations :

  • Funds held less than 90 calendar days. Fund companies may charge a "short-term trading" fee.
  • Funds transferred from another institution and held for less than 90 calendar days.
  • The following funds are charged commissions for purchases, sales and switches, and have non-standard minimum purchase amounts: Cote 100, Férique, Tradex and Majestic Asset Management. This list may change without notice.
  • The following funds charge commissions for sell orders and are not offered for purchases and switches: Investors, GBC Funds, FMOQ, MD Management, Professionnel du Québec, Stone.
  • The following funds charge commissions for sell orders only: Jarislowski Fraser Funds “Series E” and Mawer Investments MGT.

Switches within the same fund family:

  • 12 free annual switches for all accounts.
  • Subsequent switches are subject to commissions of $32 online or $45 through a representative.
  • The fund company may charge short-term trading fees if you switch funds within 90 days of purchase.
  • Short-term trading fees will not be charged by Desjardins Online Brokerage if you switch units within 90 days of purchase.

Some funds can charges different fees.

Other Fees

Some mutual funds carry a deferred sales charge (DSC) :

These fees are charged by the fund company when you sell your funds. The charge decreases over time so the longer you hold the fund, the smaller the fee, until it is completely eliminated after 6 or 7 years, depending on the fund.

The deferred sales charge may be based on the value of the fund at the time of purchase. Below is an example of this type of DSC:

Sale within the first two years: 5.5% of the value at time of purchase
Sale during the third year: 5.0% of the value at time of purchase
Sale during the fourth year: 4.5% of the value at time of purchase
Sale during the fifth year: 4.0% of the value at time of purchase
Sale during the sixth year: 3.0% of the value at time of purchase
Sale during the seventh year: 1.5% of the value at time of purchase
Subsequent sale No fees

The deferred sales charge may also be based on the fund value at the time of sale. Below is an example of this type of DSC:

Sale during the first year: 3.0% of the value at time of sale
Sale during the second year: 2.5% of the value at time of sale
Sale during the third year: 2.0% of the value at time of sale
Subsequent sale No fees

All mutual funds include management fees represented by the management expense ratio ("MER"). The MER is expressed as an annualized percentage of a fund's average net assets.

We invite you to review the Fund Facts document or simplified prospectus for more information on the costs associated with buying, selling and holding mutual fund units.

Remuneration

Desjardins Online Brokerage may receive a trailing commission which represents a fee in respect of the ownership of mutual funds units. It is established according to the type of fund and generally varies between 0.25% and 1.5% of the assets held.

Bonds & Other Fixed Income Instruments

Looking for the security and diversification bonds can provide? Desjardins Online Brokerage has a broad range of securities to choose from (minimum purchase: $5,000 face value). Choose from interest-bearing or zero-coupon (strip) bonds. We offer issues from Canada and Crown corporations, provinces and provincial corporations, municipalities, public institutions, Canadian and U.S. corporations, international corporations and Canadian foreign subsidiaries.

Treasury Bills & Money Market Products

Choose from Treasury bills (Canada, Quebec and U.S.), bankers' acceptances (BAs), bearer deposit notes (BDNs) and commercial paper.

Minimum purchase: $10,000 face value

  1. Desjardins Online Brokerage charges a commission of $32 (Internet trade) or $45 (representative-assisted trade) if you redeem your units before the 90 calendar days following the date of purchase.