FEES & COMMISSIONS

Commissions Market Data & Platform Fees Other Fees

Category Details Fee Transactions Telephone (stocks & options) $50 additional Mutual funds $60 additional Fixed income securities ($10,000 min.) $50 Option assignments & exercises (per security) $25 + 4¢ per share Account Activities Account closure $75 Account inactive for more than 3 months $30 per month Certificate deposit $25 per certificate Security registration $50 per certificate(plus additional fees if applicable) Security registration (rush request) $300 CAN security $600 US security Any automatic removal of restricted status  on a security $150 Withdrawal by cheque $10 Electronic withdrawal(direct deposit) FREE NSF cheques $35 Transfers Wire transfers within Canada $25 Wire transfers to the United States $35 USD Foreign wire transfers N/A Stop payment request $25 Transfer out of full or partial account to another institution $125 Transfer out within Desjardins Group, if account is open for less than 6 months $125 Transfer of estate $100 per hour (min 2 hours) Incoming wire payments from a Canadian institution FREE Registered Accounts TFSA (Tax-Free Savings Account) $25 per year (1) RRSP / LIF / RRIF / LIRA $125 per year (2) Partial withdrawal $25 Total withdrawal $125 Pre-authorized electronic withdrawal from RRIF or LIF FREE Pre-authorized cheque withdrawal from RRIF or LIF $10 Deregistration of LIRA or LIF $250 Contribution TFSA in kind $25 Miscellaneous Copy of statement $15 per item Duplicate of income tax slip $5 per item Priority Post $15 Research fee $75 per hour (min 1 hour) Deposit of CCPC (Canadian Controlled Private Corporations) Not accepted Deposit of restricted security Not accepted Modification or delay of instructions for RRIF payment $25 Delivery against payment $50 per security Warrants or rights exercise $30 Exercise of employer's options $75 Trade correction $25 Transfer of funds within accounts (on approval only) $25 Transfer of funds to a third-party (on approval only) $50

(1) TFSA accounts: The first billing will be charged in October of the year following the account opening date.

(2) Registered accounts are FREE if the annual trade volume is higher than 125 trades (total trades per client). The first billing will be charged in October of the year following the account opening date. If there is more than one registered account, additional accounts will be charged $25 each.

Fees apply to requests made by email. For those made by phone, an additional charge of $5 is applied. Additional costs and/or out-of-pocket expenses will be added if applicable.

Additional fees could be applicable for operations not described in the table.

Minimum equity of $ 1000 required to keep an account active.