INTEREST RATES
Interest is calculated daily based on the closing balance and posted monthly in the currency of the account, according to the rates below. Interest is not paid or charged on amounts less than $5, except for registered accounts which have no minimum. Rates are subject to change without notice.
Click here for current prime rates.
| |
Account |
Balance |
CAD Rate |
USD Rate |
Debit Balances |
Cash |
All debit balances |
Prime + 9% |
Prime + 9% |
 |
|
|
|
| Margin |
$0 - $9,999 |
Prime + 1% |
Prime + 1% |
| $10,000
- $49,999 |
Prime + 0.5% |
Prime + 0.75% |
| $50,000 - $99,999 |
Prime |
Prime + 0.50% |
| $100,000 - $999,999 |
Prime – 0.25% |
Prime + 0.25% |
| $1,000,000 & over |
Prime – 0.50% |
Prime |
| |
|
|
|
|
Credit Balances |
Regular |
$0 - $9,999 |
Prime – 4.50% |
Prime – 5.00% |
| $10,000
- $49,999 |
Prime – 4.25% |
Prime – 5.00% |
| $50,000
& over |
Prime – 4.00% |
Prme – 5.00% |
|
|
|
|
| Registered |
Any balance |
Prime – 4.00% |
n/a |
|
|
|
