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INTEREST RATES

Interest is calculated daily based on the closing balance and posted monthly in the currency of the account, according to the rates below. Interest is not paid or charged on amounts less than $5, except for registered accounts which have no minimum. Please note that rates are subject to change without notice, based on decisions made from time to time by central banks in Canada and the U.S.

Click here for current prime rates.
 

Account

Balance

CAD Rate

USD Rate

Debit Balances

 Cash All debit balances Prime + 9% Prime + 9%
Margin $0 - $99,999 Prime + 1.25% Prime + 1%
$100,000 - $499,999 Prime + 0.5% Prime + 1%
$500,000 & over Prime Prime + 0.5%
         
 

Account

Balance

CAD Rate

USD Rate

Credit Balances

 Regular
(Cash & Margin)		 $0 - $24,999 Prime – 4.25% Prime – 4.75%
$25,000 - $49,999 Prime – 4.00% Prime – 4.50%
$50,000 - $99,999 Prime – 4.00% Prime – 4.25%
$100,000 - $499,999 Prime – 3.25% Prime – 4.25%
$500,000 & over Prime – 3.00% Prime – 4.00%
Registered $0 - $49,999 Prime – 4.25% n/a
$50,000 - $99,999 Prime – 4.00% n/a
$100,000 - $499,999 Prime – 3.75% n/a
$500,000 & over Prime – 3.25% n/a
View Disnat Classic product details » Download schedule of fees & commissions (PDF)

 

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Disnat is a division of Desjardins Securities. Desjardins Securities is a member of the Investment Industry Regulatory
Organization of Canada (IIROC) and a member of the Canadian Investor Protection Fund. 		Desjardins Securities